Best Pet Insurance for the Money

Getting the best pet insurance you can afford may prove to be a major benefit not only to your pet but to you if you ever find yourself dealing with a sick or injured nimal. Current veterinary care has advanced to the level that some human medical care has. This is great because we can all spend a lot more years with our loved ones. Some of these advanced techniques though come with a hefty price tag.

Many pet owners have to decide whether they can afford to even treat their pets or chose “the unthinkable.” There are a number of companies in the pet insurance market today that offer affordable so you can get the best pet insurance and you won’t find yourself in this predicament.

One thing to keep in mind is that even if you buy the best pet health insurance plan around, usually you will have to pay the charges at the time of treatment; however you will be reimbursed by the insurance company for your covered expenses.

Important Things to Consider:

These are the most important issues to think about before you buy any animal insurance:

  • Coverage: What conditions are covered by the plan? Which conditions are expressly excluded? Decide on the deductible and co-pay that you are comfortable with. Find out if there is a waiting period before coverage takes effect. Are there age limits?
  • Reliability: How reliable is the company when it comes to claims paying. There are several consumer reviews that give results from actual customers. Theses are the best pet insurance reports to look at for comparisons. You want to make sure that the money you are spending will not be wasted.
  • Cost: This is the kicker for most people when it comes to purchasing pet health insurance. Can you afford to pay the premiums? Most companies will let you make monthly payments which are more manageable. Some companies will allow you to select a higher deductible so your premium will be lower.

Who Rates Highest for Best Pet Insurance Plans?

There are many companies that offer pet health insurance, but ranks these five companies as the best:

  1. Healthy Paws is rated 9.7 out of 10 points on the 3 issues listed above.
  2. PetPlan US comes in a close second at 9.2.
  3. Embrace rates a 9.1.
  4. Trupanion gets a rating of 8.9.
  5. Trupanion gets a rating of 8.9.

Although having another monthly payment is not something that anyone wants, dog health insurance or cat health insurance is truly worth the money in the long run. Here are some of the cheapest pet insurance plans.

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